In this guide
→ The Core Proposition→ Pricing Compared to TurboTax→ What the $77 Covers→ The Interface: Honest Assessment→ Support Options→ Mobile Access and Return Storage→ Error Checking→ Crypto Taxes
The Core Proposition
FileYourTaxes.com charges a flat fee: $77 for a federal return, $53 for each state return. You pay at the end, after reviewing your completed return, and only if you are satisfied. The company is family-owned, US-based, and has operated for over 25 years. That combination of flat pricing and longevity is unusual in a market where TurboTax and H&R Block have moved most users toward tiered plans that escalate cost with complexity.
For a taxpayer with a W-2, standard deductions, and no investment income, FileYourTaxes.com offers a straightforward path to filing for less than either of the major competitors’ higher tiers. For someone with itemized deductions, rental income, or business expenses, the question becomes whether the interface and support level justify the flat-fee positioning.
At a glance
| Aspect | FileYourTaxes.com |
|---|---|
| Pricing | $77 federal + $53 per state, flat fee |
| Best for | Filers with multiple schedules who want flat pricing |
| Covers | W-2, Schedule C, D, E, SE, all in the flat fee |
| Track record | US family-owned, 25+ years |
| Verdict | Beats TurboTax on price as complexity rises; plainer interface |
Pricing Compared to TurboTax
The case for FileYourTaxes.com is clearest when you price it against TurboTax’s equivalents for the same return complexity:
A freelancer with W-2 income plus Schedule C business expenses would use TurboTax Self-Employed at $129 federal plus $64 per state. The same return at FileYourTaxes.com costs $77 federal plus $53 state, a saving of $63 for a single-state filer. For a two-state filer, the gap grows to $74.
An investor with Schedule D capital gains would use TurboTax Premium at $129 federal plus $64 state. At FileYourTaxes.com, $77 plus $53 regardless of how complex the Schedule D is. Add a rental Schedule E on the same return and TurboTax’s pricing stays at Premium; FileYourTaxes.com stays at $77.
The savings compound with complexity. The flat-fee structure advantages users who have multiple schedules precisely because the pricing does not penalize them for it. Simple W-2 filers who could use TurboTax Free Edition see proportionally less benefit, since they are already at the free tier elsewhere.
What the $77 Covers
The $77 federal fee covers all standard situations without tier upgrades: W-2 income, 1099-INT and 1099-DIV interest and dividends, standard or itemized deductions, education credits, child tax credits, and common deduction categories. Schedule C (self-employment and business expenses), Schedule D (capital gains and losses), Schedule E (rental income and pass-through income), and Schedule SE (self-employment tax) are all included. There is no tier within the flat fee that unlocks additional schedules.
E-filing is included at no extra cost. The IRS accepts FileYourTaxes.com-filed returns. Refunds process on the standard IRS timeline for e-filed returns: 21 days in most cases, though this is an IRS processing estimate, not a FileYourTaxes.com guarantee.
The Interface: Honest Assessment
The interface is functional but dated. Multiple reviewers describe it as resembling early-2000s software: functional navigation, no visual polish, and help documentation that does not always answer the most common follow-up questions. The underlying logic is accurate and the error-checking is reasonably thorough, but the user experience does not match modern competitors.
If you are comfortable with straightforward software and do not need a hand-holding, interview-style interface that walks you through each form question with contextual explanations, FileYourTaxes.com works. If you want TurboTax’s step-by-step interview that guesses which schedule applies next based on answers to plain-language questions, the interface gap is meaningful. First-time filers or anyone unfamiliar with what Schedule C or Schedule D covers should factor in that FileYourTaxes.com requires more baseline tax knowledge to navigate confidently.
Support Options
FileYourTaxes.com offers live chat support during tax season and phone support. Email support is available year-round for non-time-sensitive questions. The company does not offer the premium audit defense packages that TurboTax sells as add-ons (TurboTax Audit Defense starts around $59 per year). If you want professional representation in the event of an IRS audit, FileYourTaxes.com does not include this, and you would engage a CPA or enrolled agent separately.
The MaxRefund Guarantee is included: if another software finds a larger refund on the same information, FileYourTaxes.com will pay the difference. This is a standard guarantee across most filing software and covers calculation errors rather than strategic tax planning differences.
Mobile Access and Return Storage
FileYourTaxes.com is a web-based platform accessible via mobile browsers. There is no dedicated iOS or Android app. For most users filing a tax return, browser-based access on a desktop or tablet is sufficient. Mobile browser access works but is less comfortable than a purpose-built app for entering detailed information across multiple schedules.
Completed returns are stored and accessible for six months after filing. Download a PDF copy of your completed return immediately after filing rather than relying on the platform for long-term access. The IRS recommends keeping tax returns for at least three years; your own copy is the appropriate archive.
Error Checking
The platform performs error checking before submission, flagging obvious problems like mismatched Social Security numbers, missing income entries, and deductions that appear inconsistent with reported income. The checking is reasonably robust for standard situations. It does not catch strategic errors, where you enter accurate numbers but missed a deduction you could have claimed; it catches calculation errors and missing fields. For missed deductions, that is a knowledge gap rather than a software gap.
Crypto Taxes
FileYourTaxes.com supports Schedule D capital gains entries for cryptocurrency gains and losses. Manual entry works, and CSV imports from crypto tax software are accepted. There is no built-in direct import from exchanges comparable to CoinLedger’s TurboTax integration. For anyone with more than 10 to 15 crypto transactions, prepare Form 8949 through a dedicated crypto tax platform first, then import the capital gains summary into FileYourTaxes.com. The manual entry process for dozens of individual lots is practical at FileYourTaxes.com’s interface but time-consuming.
State Filing and Multi-State Returns
The $53 per-state fee is fixed regardless of complexity. Most competitors charge between $40 and $64 per state return; FileYourTaxes.com sits in the middle of this range. For single-state filers, the difference versus TurboTax is modest. For multi-state filers, whether because of a mid-year relocation, remote work taxed in multiple states, or business income sourced across state lines, the flat fee becomes more significant.
Multi-state filing at FileYourTaxes.com follows the same interface as single-state. You complete the federal return first, then allocate income by state as required. The platform supports part-year resident returns for people who moved during the tax year. If your situation involves earning income in a state you did not live in (common for remote workers whose employers are in a different state), verify that the platform handles the specific nonresident state correctly before committing; some edge cases in state reciprocity agreements are less cleanly handled in non-flagship platforms.
Import Workflow and Data Entry
FileYourTaxes.com supports manual data entry and limited direct import. W-2 import via the employer identification number is supported on some returns. 1099-B import from brokerages works for accounts where a CSV or direct import connection is available. The import options are more limited than TurboTax’s direct bank and brokerage integrations, but they cover the most common scenarios.
Prior-year data import from a previous FileYourTaxes.com return is supported, which speeds up repeat filings. Prior-year data from competitors requires manual re-entry. If you are switching from TurboTax or H&R Block and have a complex return with multiple schedules, budget time to re-enter your carry-forward data (prior-year losses, depreciation schedules, passive activity losses) in the first year.
Comparison with H&R Block Online
H&R Block Online is the most direct comparison to FileYourTaxes.com, since both target the self-directed filer who wants to avoid TurboTax’s premium pricing. H&R Block charges $85 federal plus $37 per state on the Deluxe plan (which covers itemized deductions but not self-employment), and $115 federal plus $37 per state on the Premium plan (which covers Schedule C and Schedule D). For a single-state freelancer, H&R Block Premium at $152 versus FileYourTaxes.com at $130 is a $22 difference.
H&R Block’s interface is considerably more polished, with better contextual help, clearer navigation, and more thorough explanations for less-experienced filers. For users who value interface quality and are comfortable paying a modest premium, H&R Block is the better option at comparable pricing. For users whose sole criterion is minimizing what they pay for an accurate federal and state filing, FileYourTaxes.com’s flat structure is the better outcome, particularly when multiple states are involved.
Who FileYourTaxes.com Is For
The strongest case is a filer with multiple schedules who is comfortable with tax terminology and wants to save $50 to $100 versus TurboTax. The savings are real, the underlying accuracy is adequate, and the 25-year track record provides confidence in a company that has processed millions of returns without significant public incidents.
FileYourTaxes.com is a harder sell for three groups: first-time filers who need explanatory guidance through unfamiliar tax concepts; traders or investors with extensive crypto activity requiring a seamless crypto import workflow; and anyone who has a highly complex situation where the TurboTax Live assisted-filing option or a CPA adds professional review to the process. For a $200 return with a CPA or a $30 premium for TurboTax Live assistance, the value calculation shifts away from DIY at a flat fee.
If the flat-fee model fits your situation, you can start your return at FileYourTaxes.com and pay only when you decide to file. No subscription, no tier upgrades, no upsells during the process.
Marko Jambrek
Licensed architect in Zagreb, 30 years of practice (Vastu + sustainable design). Writes about AI tools through a lens of order and long-term value, tests before recommending.
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